Your Facebook may prevent you from getting a loan from the bank!
It seems that the social networking site surpassed its role as a plain Internet to become a huge database to conduct experiments on users and benefit from the results in the different life experiences, and is what is revealed by the news that have sprung up recently for a new patent from the company Facebook may have some negative aspects users.
Various media indicated that Facebook recently and exactly last August 4th developed a patent with the US Patent Office and Trademark "United States Patent and Trademark Office" and bear this patent title of "authorization and authentication based on an individual's social network" and which shorten in being a tool for authentication on the basis of an individual account on the social networking site.
New tool from Facebook aimed primarily at preventing and reducing the spread of spam or commercial dimension of spam, but one of the features of this tool is that it may enable banks to reject or approve the request bank loans submitted by users and on the basis of the list of their friends at their expense on the Facebook social networking site!
And indicate the news that banks that agreements with Facebook held could conduct a study on the user student bank loan from his account on the site, where it will be on the user's choice and a list of his friends carefully, in the case of the presence of a number of the user's friends with notorious in the payment to the banks, the application for on the loan candidate for the refusal and vice versa, and despite the fact that banks usually choose different criteria for approval or rejection of the customer as a record or guarantees submitted by, this new standard is based on Facebook it will be used only for users who apply for the first time to get the loans.
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